Prepaid Cards

Prepaid card packages to suit every size of business

Regardless of your business size and needs, you can benefit from our business prepaid cards by choosing one of the following prepaid solutions packages:

• Bronze package: Ideal for those with a small business who wish to pay their workers who are located across Europe using employee cards. These cards are provided by VISA and have emv chip card technology for extra fraud protection.
• Silver package: Perfect for those operating a medium-sized business and who are looking for a prepaid card program to pay commissions or pay-outs to employees, customers, or sales people within Europe. The cards are provided by VISA or Mastercard and have EMV generic or co-branded card technology.
• Gold package: Ideal for a large company who would like to pay commissions and payouts to employees, salespeople or customers across Europe using co-branded prepaid cards. These cards are supported by VISA or Mastercard and have EMV and Contactless generic, branded or white label card technology.

The key benefits of Powercash21’s debit card payment solutions

Enjoy the advantages that our prepaid card programmes offer and efficiently manage your business expenses. Some of the advantages include:

• Easy issuing of generic, co-branded, or custom prepaid cards
• Can be used anywhere that the Visa/Mastercard symbol is displayed
• Real-time fund loading with no payment delays
• Cost and time efficient
• Payment scheduling using our suite of online tools
• Chip and Pin debit cards which offer high security and are safer than carrying cash
• Access to our mobile app to check card balance and history (Available for Android and iOS)
• Access to our online card holder portal to view data such as balance, card history, PIN notification and much more

Common questions relating to our prepaid solutions answered

For a better understanding of the prepaid solutions Powercash21 offers, here is a list of the most common questions we receive from new and established merchants:

1. What is a prepaid business card?

   A prepaid card is a plastic payment card that can be used instead of cash when making purchases or withdrawing money from ATMs. It cannot be used before the funds are transferred to the card. The money is instantly deducted, directly from the cardholder's bank account when performing a transaction. If the cardholder doesn’t have enough funds then the transaction gets declined by the issuing bank.

2. What does EMV stand for?

   EMV stands for Europay, Mastercard, Visa and is a global standard that enhances security of chip-based credit and debit card transactions. Currently, EMV cards are known as smart chip cards as they have the emv chip cards technology that stores their data on integrated circuits, in addition to magnetic stripes.

3. What are custom debit cards?

   A custom debit card is a card with a customized design on it. Rather than having a standard generic design card which is already approved by the scheme, a company logo of a corporate business can be placed on the plastic. The logo, or the design, needs to be comply with certain standards and must be approved by the issuing bank and the scheme.

4. Where can the debit cards be delivered?

   We offer debit card payment solutions only to EEA countries. The cards can be delivered to any individual who proves their residency within the EEA.

5. What currencies are provided for the debit cards?

   Currently we offer a variety of different currencies used in EEA. The cards can be used anywhere in the world where Mastercard is supported. An FX fee will be automatically applied to all the transactions in currencies other than EUR. For more information, feel free to contact us or visit powercard21.com.